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What is Risk-Based Authentication?

Every day, data breaches, identity theft, and online fraud become increasingly widespread. Every year, millions of credentials are stolen or phished. In this climate, it is evident that more than password-based protection is required for employees, partners, and customers to access essential online resources.

Risk-Based Authentication (RBA), also known as Adaptive Authentication, is an authentication procedure that uses extra levels of authentication and identification depending on the risk profile to verify that the user requesting to authenticate is who they claim to be. The verification procedure grows more extensive and restricted as the amount of danger rises.

Risk-based authentication also called as adaptive authentication, is one of an emerging identity and access technology. The technology uses varied factors such as behavior of user, devices, and other variables. This information is used to resolve about the user’s intention, i.e., whether it is dangerous or not. Increase in the demand for risk-based authentication among the industries is driven by continuous rise in a number of threats, security breaches, and other illegal events. In addition to this, high usage of BYOD practices in industries is responsible to prosper the risk-based authentication market in the current scenario.

Factor responsible to hinder the growth of risk-based authentication market is limited budget of small enterprises to spend on better security related software which could affect the usage of risk-based authentications. Nevertheless, an exponential increase is observed in the number of internet based application such as connected devices, concept of smart cities, smart grids, and more. Also, adoption of risk-based authentication among the high industry verticals is fueling the demand of the risk-based authentications market with varied growth opportunities in the forthcoming period.

How Risk-Based Authentication works?

The majority of security software requires a user to log in at the start of a session, but once inside, the user is free to do as they like. To prevent fraudulent account access, risk-based authentication solutions incorporate multiple authentication mechanisms and weave them into a smooth login experience that causes as little inconvenience to the user as possible.

A risk profile is dynamic and non-stationary in risk-based authentication, as it is defined by the user’s actions. The risk score can consider factors like where the company’s traffic comes from, how fast they type, and whether they are acting unusually. Vendors assist enterprises in detecting suspicious behavior patterns by monitoring the behavior and danger of an activity.

Risk-Based Authentication Factors

Following are some of the factors that risk-based authentication considers while authenticating:

Network: The logging-in user’s IP address should be familiar. The RBA system needs to know if the data is from another country, as this might indicate suspicious behavior.

Location: The RBA solution may enable a verification procedure if the user is in a different time zone or at a different location than the server.

Device: If a person attempts to log in from a mobile device or computer that has never been used to get access previously, the RBA system will detect it.

Sensitivity: When a user attempts to obtain access to your organization’s classified files, accounts, or crucial pieces of information, the RBA solution will examine the user’s intent.

Personal Characteristics: Users’ relation with the company, e.g., Time with company, role or job levels, history of security incidents and certifications, granted entitlements, everything is considered.

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